XAUUSD Pip Calculator (Gold Pip Value)

Work out what a move in gold is worth before you place the trade. Gold is preselected: enter your lot size and the move in pips to see the value in US dollars, Indian rupees (₹) or Nigerian naira (₦). One pip here is a $0.10 move in the gold price, worth $10 on 1.00 lot of 100 oz.

1. Instrument:

ℹ️ 1 lot = 100 oz; 1 pip = $0.10 price move = $10.00 per lot (some brokers count $0.01 as a pip — check yours)

2. Trade size (lots):

3. Price move (pips):

4. Account currency:

Pip value

1 pip on 0.1 lots

$1.00

1 pip on 1 standard lot:$10.00

20-pip move on 0.1 lots:$20.00

Estimate for a USD-denominated instrument. Contract sizes and the pip definition (especially for gold and indices) vary by broker; check the symbol specification in MT4, MT5 or cTrader.

Trading from India or Nigeria? Check the rules first

India

Exness, XM, Vantage Markets, IC Markets and Forex4you are named on the Reserve Bank of India's Alert List of entities not authorised to deal in forex or to operate electronic trading platforms (ETPs) for forex transactions (Alert List updated as on November 19, 2025). Source: Reserve Bank of India: Alert List (updated as on November 19, 2025); Outlook Money: RBI's updated Alert List
Markets4you is the new name of Forex4you (rebrand reported in 2024). The RBI Alert List names Forex4you (forex4you.com); it does not list the name Markets4you. Source: Reserve Bank of India: Alert List (updated as on November 19, 2025); Finance Magnates: Forex4you becomes Markets4you
Under FEMA, resident persons may undertake forex transactions only with authorised persons and for permitted purposes; electronic forex transactions must be undertaken only on ETPs authorised by the RBI or on recognised stock exchanges (NSE, BSE, MSE). Residents who trade forex on unauthorised ETPs are liable to penal action under FEMA. Source: Reserve Bank of India: FAQs on unauthorised forex trading platforms
The RBI says the Alert List is not exhaustive: an entity that is not on it should not be assumed to be authorised by the RBI. Source: Reserve Bank of India: FAQs on unauthorised forex trading platforms

Nigeria

The Securities and Exchange Commission (SEC) Nigeria says that under the Investments and Securities Act (ISA) 2025 it is an offence to operate an online foreign exchange (forex) trading platform in Nigeria without SEC registration. Source: FinancialEDGE: SEC warns unregistered digital and forex trading platforms now a crime under ISA 2025; Gazette Nigeria: ISA 2025 bans unregistered digital asset exchanges, online forex platforms

The calculators only do arithmetic; they do not mean any broker is available, licensed or legal where you live.

How to calculate pips in XAUUSD

Pips = Price move ÷ $0.10 (example: $2.50 ÷ $0.10 = 25 pips)

Pip value = $0.10 × 100 oz × Lots ($10 per 1.00 lot, $1 per 0.10 lot, $0.10 per 0.01 lot)

Value of the move = Pip value × Pips

Value in INR or NGN = Value in USD × your broker's USD/INR or USD/NGN rate

One standard lot of gold is usually 100 troy ounces, so a $1.00 move in the price changes the value of 1.00 lot by $100. Counting a $0.10 move as one pip, 100 pips is a $10.00 move: $1,000 on 1.00 lot, $100 on 0.10 lot and $10 on 0.01 lot.

Some platforms count a $0.01 move as a pip or point. Under that convention 100 pips is only a $1.00 move, worth $100 on 1.00 lot. The dollar value of a given price move is the same either way; only the pip count changes. Check the contract size and digits in your platform's symbol specification, as a few brokers use 1 oz or 10 oz contracts.

Worked examples

0.01 lot, $1.00 move

$1.00 ÷ $0.10 = 10 pips
Pip value = $0.10 × 100 oz × 0.01 = $0.10
Move = $0.10 × 10 = $1

A $1.00 move on 0.01 lot of gold is worth $1.

0.10 lot, 100 pips ($10.00 move)

Pip value = $0.10 × 100 oz × 0.10 = $1
Move = $1 × 100 pips = $100

100 pips on 0.10 lot of gold is worth $100.

1.00 lot, $2.50 move

$2.50 ÷ $0.10 = 25 pips
Pip value = $10 per pip
Move = $10 × 25 = $250

A $2.50 move on 1.00 lot of gold is worth $250.

0.05 lot, 40 pips, INR and NGN

Pip value = $0.10 × 100 oz × 0.05 = $0.50; move = $0.50 × 40 = $20
At USD/INR 88 (example): $20 × 88 = ₹1,760
At USD/NGN 1,500 (example): $20 × 1,500 = ₦30,000

40 pips on 0.05 lot ≈ ₹1,760 or ₦30,000.

Examples use US-dollar pip values and the contract sizes shown in the calculator; rupee and naira examples use illustrative rates (USD/INR 88, USD/NGN 1,500), not live quotes. Check your broker's contract specification; a gap or slippage past your stop can make the real loss larger.

Frequently asked questions

How do I calculate pips in XAUUSD?

Divide the price move by the pip size. With a $0.10 pip, a move from 2,400.00 to 2,402.50 (hypothetical prices) is $2.50 ÷ $0.10 = 25 pips. Multiply the pips by the pip value for your lot size ($10 per 1.00 lot) to get the money value: 25 × $10 = $250.

How much is 100 pips in XAUUSD?

With a $0.10 pip, 100 pips is a $10.00 move in the gold price: $1,000 on 1.00 lot, $100 on 0.10 lot and $10 on 0.01 lot. If your platform counts $0.01 as a pip, 100 pips is a $1.00 move, worth $100 on 1.00 lot.

What is the pip value of 0.01 lot of gold?

0.01 lot is 1 oz on a 100 oz contract. A $0.10 pip is worth $0.10 and a $1.00 move is worth $1. Under the $0.01 convention one pip on 0.01 lot is worth $0.01.

Is a gold pip $0.10 or $0.01?

It depends on the platform. Many count a $0.10 move as a pip; some count $0.01. Look at how many decimals your platform quotes for XAUUSD and at its symbol specification, then use the matching pip size. The money value of a price move does not change.

Can I see the gold pip value in rupees or naira?

Yes. Gold is priced in US dollars, so the calculator works in dollars first. Choose 'INR (₹)' or 'NGN (₦)' and enter the conversion rate your broker uses. The starting rates (88 and 1,500) are examples, not live quotes.