Gold Lot Size Calculator (XAU/USD)
Size your gold trades so a stopped-out XAU/USD trade loses only the amount you chose. Enter your balance, risk per trade and stop-loss in pips: the calculator converts the stop into a dollar move in the gold price, then returns the lot size rounded down to 0.01 lot. USD and INR (₹) accounts are both supported.
ℹ️ 1 lot = 100 oz; 1 pip = $0.10 price move = $10.00 per lot (some brokers count $0.01 as a pip — check yours)
= $5.00 move in the gold price (500 points of $0.01)
Trading from India or Nigeria? Check the rules first
India
- Exness, XM, Vantage Markets, IC Markets and Forex4you are named on the Reserve Bank of India's Alert List of entities not authorised to deal in forex or to operate electronic trading platforms (ETPs) for forex transactions (Alert List updated as on November 19, 2025). Source: Reserve Bank of India: Alert List (updated as on November 19, 2025); Outlook Money: RBI's updated Alert List
- Markets4you is the new name of Forex4you (rebrand reported in 2024). The RBI Alert List names Forex4you (forex4you.com); it does not list the name Markets4you. Source: Reserve Bank of India: Alert List (updated as on November 19, 2025); Finance Magnates: Forex4you becomes Markets4you
- Under FEMA, resident persons may undertake forex transactions only with authorised persons and for permitted purposes; electronic forex transactions must be undertaken only on ETPs authorised by the RBI or on recognised stock exchanges (NSE, BSE, MSE). Residents who trade forex on unauthorised ETPs are liable to penal action under FEMA. Source: Reserve Bank of India: FAQs on unauthorised forex trading platforms
- The RBI says the Alert List is not exhaustive: an entity that is not on it should not be assumed to be authorised by the RBI. Source: Reserve Bank of India: FAQs on unauthorised forex trading platforms
Nigeria
- The Securities and Exchange Commission (SEC) Nigeria says that under the Investments and Securities Act (ISA) 2025 it is an offence to operate an online foreign exchange (forex) trading platform in Nigeria without SEC registration. Source: FinancialEDGE: SEC warns unregistered digital and forex trading platforms now a crime under ISA 2025; Gazette Nigeria: ISA 2025 bans unregistered digital asset exchanges, online forex platforms
The calculators only do arithmetic; they do not mean any broker is available, licensed or legal where you live.
XAUUSD lot size formula
Risk amount = Balance × Risk % ÷ 100
Stop-loss in pips = Stop-loss price distance ÷ $0.10
Lot size = Risk amount ÷ (Stop-loss in pips × $10)
One standard lot of gold is usually 100 troy ounces. A $1.00 move in the gold price therefore changes the value of 1 lot by $100. This calculator counts one pip as a $0.10 move, worth $10 per lot, $1 per mini lot (0.10) and $0.10 per micro lot (0.01).
Some brokers and platforms count a $0.01 move as a point and call it a pip. If yours does, a "50 pip" stop in your platform is a $0.50 move, not $5.00. Under the stop-loss box the calculator shows the stop as a dollar move and in $0.01 points, so you can match it to the chart. Check the contract size in your platform's symbol specification; a few brokers use 1 oz or 10 oz contracts.
Worked examples
$2,000 account, 1% risk, $5.00 stop
- Risk = $2,000 × 1% = $20
- Stop = $5.00 ÷ $0.10 = 50 pips
- Per lot = 50 × $10 = $500
- Lots = $20 ÷ $500 = 0.04
Trade 0.04 lots (4 oz): a stop-out loses $20.
$500 account, 2% risk, $3.00 stop
- Risk = $500 × 2% = $10
- Stop = $3.00 ÷ $0.10 = 30 pips
- Per lot = 30 × $10 = $300
- Lots = $10 ÷ $300 = 0.033, round down to 0.03
Trade 0.03 lots (3 oz): a stop-out loses $9.
Examples use US-dollar pip values and the contract sizes shown in the calculator; rupee and naira examples use illustrative rates (USD/INR 88, USD/NGN 1,500), not live quotes. Check your broker's contract specification; a gap or slippage past your stop can make the real loss larger.
Gold lot size and leverage
Leverage does not change the lot size you get from the risk formula; it changes the margin the broker holds while the trade is open:
Margin = Lots × 100 oz × Gold price ÷ Leverage
Illustration only (not a live price): if gold traded at $2,000 per ounce, 0.04 lots at 1:500 leverage would need 0.04 × 100 × 2,000 ÷ 500 = $16 of margin; at 1:100 it would need $80. The loss at your stop is $20 in both cases. Leverage limits for gold differ by broker, account and country.
Frequently asked questions
How do I calculate lot size for gold (XAU/USD)?
Divide the amount you are willing to lose by the stop-loss distance in pips times $10 per pip per lot. Example: risking $20 with a $5.00 stop (50 pips of $0.10) gives $20 ÷ (50 × $10) = 0.04 lots.
How much is 1 pip on gold per lot?
With 100 oz per lot and a $0.10 pip, one pip is worth $10 on 1.00 lot, $1 on 0.10 lot and $0.10 on 0.01 lot. If your platform counts $0.01 as a pip or point, one point is worth $1 on 1.00 lot.
How much does gold need to move for 0.01 lot to make or lose $1?
0.01 lot of gold is usually 1 oz, so a $1.00 move in the gold price changes its value by about $1. On 0.10 lot (10 oz) the same move is $10, and on 1.00 lot (100 oz) it is $100.
What lot size should I use for gold on a $500 or $1,000 account?
It depends on your stop-loss, not just the balance. At 1% risk, a $500 account risks $5 and a $1,000 account risks $10. With a $5.00 stop (50 pips), that is $5 ÷ $500 = 0.01 lots and $10 ÷ $500 = 0.02 lots. A wider stop needs a smaller size.
Does leverage change my gold lot size?
No. The risk-based lot size comes from balance, risk % and stop distance. Leverage only sets the margin required; higher leverage means less margin for the same lot size, not a smaller loss at the stop.
How do I size a gold trade with an INR account?
Select 'INR (₹)', enter your balance in rupees and your broker's USD/INR rate. Example: ₹50,000 at 1% risk is ₹500, about $5.68 at a rate of 88. With a $5.00 stop (50 pips, $500 per lot) the lot size is 0.01 lots, and a stop-out loses $5 (about ₹440).
Related tools and guides
- Gold lot size with the 1% risk ruleStep-by-step guide to sizing an XAU/USD trade at 1% risk.
- XAU/USD pip value per lotWhat one pip and one point of gold are worth per lot, mini lot and micro lot.
- Lot Size CalculatorLots for forex pairs, gold and US30 from balance, risk % and stop-loss in pips.
- Position Size CalculatorPosition size in lots and units with the fixed-percentage risk formula.
- Pip CalculatorPip value per lot and the money value of a move, in USD, INR or NGN.
- Margin CalculatorMargin required for a position from lots, price and leverage.
- Forex Rebate CalculatorEstimate monthly and yearly cashback from your lots per day, broker and account type.
- Broker Net Cost MatrixSpread + commission − rebate = net cost per lot, by broker and account type.